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Enter the specifics about your current mortgage, along with your current appraised value, new loan term, rate and closing costs. The mortgage refinance calculator helps sort through the confusion and determine if refinancing your mortgage is a sound financial decision. The mortgage refinance calculator helps sort through the confusion and determine if refinancing your mortgage is a sound financial decision. Use the mortgage refinance calculator to sort through a multitude of factors including your current interest rate, the new potential rate, closing costs and how long you plan to stay in your home. JavaScript is required for this calculator. All examples are hypothetical and are for illustrative purposes. Javascript is required for this calculator. Should I refinance my home? Please note that the interest rate is different from the Annual Percentage Rate (APR), which includes other expenses such as mortgage insurance, … Javascript is required for this calculator. 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